Benefits of Renting a Home
When you’re searching online for places to live, you have a lot to consider, especially if you are trying to decide whether to purchase a home or consider rental houses. There are a few reasons why it may be more advantageous to consider rental houses over buying a home, including flexibility, stability, minimal risk, and maintenance expenses. At Middel Realty, we pride ourselves in offering high-quality Fort Collins rental homes, and we’d love to show you why our rental homes are superior to some of the houses that are for sale in the area. View our rental homes online and call our office at 970-221-2300 to get started!
Financial Flexibility and Stability
Rental properties can be incredibly beneficial for those who are seeking to be financially flexible and stable. This is because when you rent a home, your monthly expenses will be fairly predictable, and there is little to no risk of unexpected expenses related to where you live. When you own a home, you may be faced with troublesome events like roof leaks, broken plumbing, pest invasions, and situations that can present a financial burden if you don’t have adequate money in savings. Additionally, if you hit hard times financially, as a renter, you can always look to quickly reduce your living expenses to accommodate your needs.
No Market Risk
While owning a home comes with many financial benefits, it also comes with a moderate amount of risk in terms of the housing market. Seemingly overnight, the value of your home can either increase or decrease exponentially, placing your down payment and equity at risk. Additionally, if your town decides to change zoning restrictions, your quiet neighborhood that was once on the edge of town could soon be crowded by big box stores and restaurants. When you rent a home, you get the benefit of living in the neighborhood and home that you want with none of the market risk.
Career and Lifestyle Flexibility
We all know that life can throw some curveballs every now and then. Some of these unplanned events come in the form of changing relationships and job opportunities. Imagine that you suddenly find yourself either in a new relationship or ending a current one, or, that you are unexpectedly offered the job to your dreams halfway across the country. If you own a home that suddenly doesn’t work with career or lifestyle, it can be difficult to sell your home on the fly. However, if you rent a home, it can be much easier to move in order to accommodate your changing career and lifestyle.
No Maintenance Expenses
Home ownership comes with a lot of responsibility, and many of those responsibilities equate to maintenance expenses. When you own a home, especially if it is managed under a Homeowners Association (HOA), you are directly responsible for making sure your yard is maintained well, your snow is removed in a timely manner, and that the exterior of your home is in good condition. Beyond that, everything on the interior of the home, from the floors to ceilings, must also be maintained on your own dime. With rental houses, the property management company takes care of many of these maintenance expenses.
Fort Collins Rental Houses
Ready to locate your dream rental property in Fort Collins? Contact check out the online inventory of rental houses available through Middel Realty and call 970-221-2300 today!
Should You Rent or Buy?
When it comes to deciding whether you should buy a home or continue renting, there are a lot of factors to consider. Considering the many factors can leave you feeling overwhelmed and even more unsure which option is financially best for you and your family. At Middel Realty, we understand this can be a difficult decision, and today, we’ll review a few questions you can ask yourself as you begin to think about your options.
If you’re a Fort Collins resident or you’ll soon be moving to the area, Middel Realty has your rental needs covered. We offer a wide variety of high-quality rental properties for our customers to choose from, and if you decide to rent, we have real estate professionals on staff. View our rentals online and contact our team today to learn more!
Questions to Help You Decide
If you’re on the fence as to whether it is more wise for you to buy a home or rent a home, there are a few questions you can ask yourself to help make the decision easier, and we’ve reviewed them below.
What Type of Monthly Payments Do You Want?
Historically speaking, monthly rental payments are typically lower than mortgage payments. I*We’ve f you’re unsure whether or not you want to take the plunge into homeownership, it might help to consider how much you’re willing to spend monthly on housing.
How Long You Plan to Stay?
If you have no immediate plans to relocate and you have a steady and reliable source of income, buying a home may be more advantageous than renting one if you can financially swing it. When you purchase a home, the up-front fees are spread out over several years.
How is the Current Market?
You may have heard the terms “buyer’s market” and “seller’s market” before. These terms describe whether the current real estate market is more advantageous for buyers or sellers, and if the inventory of homes for sale is greater than the demand from buyers, you may find an unbeatable deal on a home to purchase.
What Kind of Property Taxes are Involved?
Property taxes and closing costs can be one of the most intimidating factors when you’re considering buying a home, partly because they can be unknown for the most part. While there are significant taxes involved in buying a home, remember they are tax deductible.
Can You Afford the Maintenance and Fees of Owning?
There are many recurring expenses involved in home ownership that you may not experience with rental properties. Beyond the mortgage, you have homeowners insurance, Homeowners Association (HOA) fees and dues, yard maintenance fees and more. These are all important to consider in the potential expense of owning a home.
Rental Properties in Fort Collins
If you have decided that renting a home is your best option for the time being, Middel Realty would love to help you find the next place you call home. We specialize in providing clean, high-quality Fort Collins rental properties to those who choose to reside in the Choice City, all with the convenience of online payments and easy-to-understand leases. Call our team at 970-221-2300 today to get started!
Keep Your Pipes from Freezing this Winter
As the temperatures begin to drop to near or below freezing at night, there is little doubt that winter is on its way to Fort Collins. While there’s nothing more beautiful than the winter months in Colorado, frozen pipes are a common problem for many residents during this time of year. Whether you’re a renter or a homeowner, there are many things you can do to protect your plumbing from freezing during the upcoming months, and in today’s blog, we’ll review a few of them.
If you’re looking for a company who provides quality rental homes in Fort Collins, look no further than the helpful team at Middel Realty. We have more than 40 years in the Fort Collins real estate market, and we are industry experts who deliver quality services to our tenants. Call us at 970-221-2300 today to learn more!
Tips to Prevent Freezing Pipes
When the temperatures drop below freezing, the plumbing in your rental home could be at risk of freezing. Below are a few easy things you can do to prevent this from happening.
Keep the Tap Running
The water in your pipes are more likely to freeze if the water is standing still in the plumbing lines. To prevent water from standing still, you can very easily leave a trickle of warm water running overnight or any other time when the temperatures drop. Of course, if you leave the faucet trickling, be sure the drain is open and free of debris that might prevent the water from flowing through it as it should.
Monitor Your Thermostat
Many people adjust their thermostat at night or during the day to keep the house cooler while they sleep or while they are at work. While doing so may help with your home heating expenses, it can be a recipe for disaster if the temperatures drop unexpectedly. It is recommended that you keep the thermostat set at the same temperature (at least 55℉) during the day and the night to keep your pipes from freezing.
Open Cabinet Doors
Plumbing in exterior walls is usually insulated, however, other pipes near exterior walls may not be. Even if they are not in exterior walls, pipes inside of your home can and will freeze if they are near an exterior wall and the ambient temperature drops too low. To combat this, you can open cabinet doors so that heat can get to uninsulated pipes. This will allow warm air to surround them to prevent freezing.
What to Do if You Suspect Frozen Pipes
Sometimes, you can do everything right and your pipes may still freeze. If you turn on the faucet and no water comes out after a particularly cold day or night, the water in the line may be frozen. Should this happen, leave the faucet turned on and contact a member of the Middel Realty team at 970-221-2300. It is very important that you do this as soon as possible so that we can call a professional to come and remedy the problem.
Premium Fort Collins Rental Homes
At Middel Realty, we take great pride in offering the best rental homes to residents of Fort Collins, and we believe in empowering our tenants by providing home maintenance tips that will ensure the best rental experience possible. Check out our emergency repairs tips page for more information! In the meantime, if you have a question about your lease or you are interested in checking out a new property, contact us! We look forward to speaking with you!
What You’ll Need to Complete a Rental Application
Whether you’re new to renting or you’re a seasoned tenant, filling out a rental application can be a cumbersome process. There is often a lot of information that potential landlords request from applicants, and knowing ahead of time what you may be asked to provide may help the application process go more smoothly. In today’s blog, we’ll review a few of the more common components of a rental application so you can be better prepared the next time you find yourself applying for a rental home.
If you’re a resident of Fort Collins or you’ll soon be moving to the area, Middel Realty has your rental needs covered. We provide a clear, easy-to-understand rental application and rental agreement form to ensure the best rental experience possible. Contact us today to learn more!
All rental applications, including Middel Realty’s, will ask for personal identification information. You will need to provide details for the following:
- Name, date of birth, and social security number
- Prior rental locations and current address
- Current landlord’s contact information
- Employment information and income
- Criminal history, if any
Much of this information will be transferred to the rental agreement form, or lease. Because the lease is a legal document, you’ll want to provide accurate information in your application.
Much like job applications, most property managers will request that you provide personal references. Your potential landlord will want to speak with someone who can give insight into your integrity and character as well as provide information related to how you care for your home. Often times, two to three references will suffice, but every application and landlord is different.
Rental and Credit History Info
In this section, the landlord will attempt to gather information that will provide him or her with a snapshot of your rental history and credit worthiness. You may be asked about past evictions, money owed to prior landlords, bankruptcies, legal judgements and/or actions against you, and whether or not you have any current collections. Remember that a thorough background check can reveal this information, and it is best to be honest in this part of the application.
In addition to providing your income details under the personal information section, you may be asked to provide authorization for an employment verification. During this process, the potential landlord may have several inquiries for your current employer, such as:
- Length of employment, including start date
- Average hours worked per week and average income
- Whether your position is permanent or temporary
- Likelihood of continued employment
If the application includes an employment verification, you’ll be asked to read a brief disclosure and then sign and date the section to provide authorization for the verification to commence.
Much like the employment verification, your rental application may include a section that requests your authorization to obtain a rental verification from prior landlords. This section of the application allows your potential future landlord to gather details related to your payment history, timeliness of past rental payments, lease violations, property maintenance, and details about how you left the premises after vacating. For potential landlords, this information is a good indicator of how your future rental experiences may go.
Fort Collins Rental Homes
Middel Realty would love to be your partner as you search for the perfect rental home in Fort Collins. Browse our selection of rental homes online and then download an application today! Once your application is approved, we’ll prepare a rental agreement form and schedule an appointment to review the lease with you. Questions? Call us at 970-221-2300 today!
Fort Collins Fall Activities You Don’t Want to Miss!
As the weather begins to cool and the leaves begin to change, that can only mean one thing in Northern Colorado: fall is on its way! With the changing of the seasons, you might find that you have more free time to enjoy the local festivities that are hosted throughout Downtown Fort Collins in the fall. With more than 40 years of experience managing housing rentals in the Fort Collins area, the staff at Middel Realty is very familiar with entertainment options around town, and in today’s blog, we’ll review a few events that you won’t want to miss in the next few months. Read on to learn more, and enjoy the festivities!
The Five Flavors of Herbs
Local foodies and nutritionists will not want to miss this educational, hands-on class hosted by a leading alternative medicine practitioner in Fort Collins! Attendees will find themselves escorted on a journey through the five flavors and how they impact the human body. Taught from the perspective of Oriental medicine, students can learn how to use food as medicine and learn new skills for the kitchen.
Date: October 11, 2017
Time: 6:30pm to 8:00pm
Where: Golden Poppy Herbal Apothecary – 223 N College Ave, Fort Collins, CO 80524
The French Nest Open Air Market
Held in the spacious Civic Center Park in Downtown Fort Collins, this event is sure to have something to offer everyone. Stroll through the park and enjoy a unique outdoor market set up that features handmade products from local artisans and collectors. In addition to the myriad of goods for sale, you can also enjoy a variety of live music and delicious food. You don’t want to miss out on this one!
Date: October 14, 2017
Time: 9:00am to 3:00pm
Where: Civic Center Park – 201 Laporte Ave, Fort Collins, CO 80521
Downtown Game Day Experience – CSU vs. Nevada Wolf Pack
If you’ve never had the experience of attending a college football game, there’s no better way to immerse yourself in the game day culture than by attending a Colorado State University game at the new on-campus stadium! This game in particular falls on homecoming and family weekend, so there are sure to be a wide variety of celebrations and festivities in the downtown Fort Collins area throughout the weekend.
Date: October 14, 2017
Time: To Be Determined
Where: Sonny Lubick Field at Colorado State Stadium – 800 W Lake St, Fort Collins, CO 80521
Fort Collins Bookfest: Writings and Riffs
Bookworms and music lovers won’t want to miss this special fall event in Downtown Fort Collins. This festival is a free, one-day literary arts event that includes several writing workshops, readings, discussions, presentations, and signings. The focus of the festival is celebrating the written and spoken word as a means of storytelling and self expression. Because this is an all-day festival, you can attend at your leisure any time throughout the day.
Date: October 21, 2017
Time: 9:00am to 9:00pm
Where: Venues throughout Old Town Fort Collins including Downtown Artery, Old Firehouse Books, the Music District, Wolverine Farm Publick House, and others!
Tiny Tot Halloween
Halloween is a fun day for adults and children of all ages, and the Downtown Fort Collins area is a special place to be midday. If you’re looking for a safe and fun trick-or-treating experience for kids aged seven and younger, this is the event for you! Parents and kids will receive a special trick-or-treat bag and a map for locating the designated event areas and participating shops. This event is free to the public and one that you and your kids are sure to remember for years to come!
Date: October 31, 2017
Time: 10:00am to 1:00pm
Where: Downtown Fort Collins – Old Town Square Plaza, Oak Street Plaza, and surrounding areas
Rodgers + Hammerstein’s Cinderella
If you’re someone who enjoys attending Tony Award®-winning Broadway musicals, you won’t want to miss the magical experience of Rodgers + Hammerstein’s Cinderella production while it is in town! With an incredible orchestra and talented performers, this is one show that is sure to please fairy tail enthusiasts young and old. With four different show times and a variety of ticket packages to choose from, there’s something for everyone with this musical.
Where: The Lincoln Center – 417 W. Magnolia, Fort Collins, CO 80521
Showtimes and Dates:
November 9, 2017 – 7:30pm
November 10, 2017 – 7:30pm
November 9, 2017 – 2:00pm
November 9, 2017 – 7:30pm
Fort Collins Housing Rentals
For more entertainment ideas, be sure to check out the Downtown Fort Collins Events page! Fort Collins is a great place to live, and each year, our state sees increasing numbers of people who want to live here because of the amazing weather, culture, and arts and entertainment. We understand the housing rental market can be challenging to navigate, and whether you’re new to the area or just reaching the end of your current lease, the professional staff at Middel Realty is here to help. Call us today at 970-221-2300 to learn more!
4 Pre-Renting Tips for Tenants
When it comes time to rent a home, many people find themselves rushed in the process. This may be due to anything from their old lease expiring or time constraints on relocation packages. While it can be challenging to find the time to do so, there are a few key considerations that need to be addressed with your potential landlord before signing on the dotted line, and today we’ll take a look at a couple of them. At Middel Realty in Fort Collins, we pride ourselves on a transparent rental process. If you’re looking for property to rent in Fort Collins, check out our rental listings and give us a call!
Overall Condition of Home
Although it might seem like a no-brainer, it’s important to review the overall condition of your prospective rental home when you first tour it. This is important not only for the inside, but also the outside. Are the cabinets, appliances, windows and other interior items in good shape? Is the lawn and landscaping well-maintained? The condition of the home can speak volumes for how responsive the landlord is to maintenance concerns related to the property.
Emergency Repair Process
Speaking of maintenance concerns, it’s a good idea to check with your prospective landlord to understand how he or she addresses maintenance concerns. Some property management companies leave certain maintenance and repair items up to the tenant. Others prefer to handle everything from changing water filters and light bulbs to performing larger repairs. At Middel Realty, we clearly define our emergency repair procedures and we provide helpful tips and information, so you’ll never be left guessing.
When you’re reviewing the overall condition of the home, pay close attention to whether or not there are any signs of a pest problem. If there is some kind of pest issue in the home, it’s usually visible in the form of spiderwebs, mouse droppings, odd odors, and other tell-tale signs. If you have any concerns, it’s vital to bring this up and have a plan in place for rectifying the problem before you sign the lease.
When you’re seriously considering renting a home, it’s important to know how your landlord feels about tenant improvements. Many tenants choose to do things such as painting, installing new floors, and replacing appliances to make themselves feel more at home when renting. If there are improvements you might want to make to the property, be sure to discuss this with your landlord ahead of time. It’s possible that your lease may need to be altered to include a section that addresses any tenant improvements.
Rental Homes in Fort Collins
For renters looking for Fort Collins property to rent, it doesn’t get any easier than working with Middel Realty. We’ve been serving the Fort Collins area for more than 40 years, and when it comes to providing quality rental properties and tenant services, we simply can’t be beat.
Call us at 970-221-2300 today to learn more!
When Should You Call the Landlord?
Whether you’re a homeowner or a renter, there will inevitably come a time when an appliance malfunctions, plumbing leaks, or something else happens, requiring a call to someone in the middle of the night. If you’re a renter, it’s likely that your initial thought will be to call your landlord. But what defines a true “emergency,” warranting an after-hours call to your property manager?
At Middel Realty, we have been a leading property management company of rental homes in Fort Collins for more than 25 years. Above all else, we want your rental experience with us to be positive. This means that we want to be responsive to any concern or question you have, including after-hour emergency repair calls. How do you know what situations are worthy of a late night call to us? Today we’ll take a look at a couple of times that we will want to hear from you right away, day or night!
When water is leaking in your rental home, it is important to notify Middel Realty of this right away. Water can be extremely destructive if not properly mitigated and we want to make sure your home is protected from unnecessary damage. If you happen to notice a slow, small leak in the middle of the night, our emergency repair tips can get you through until the morning. However, if an appliance is experiencing a catastrophic failure causing a large amount of water to escape, contact us right away.
Colorado winters can be dangerously cold, and having a furnace that’s operating properly is vital to keeping your home warm and comfortable. Middel Realty takes the health and safety of our tenants very seriously. If your furnace is not operating properly, or not running at all, there are a few things to check before giving us a call. First, be sure your thermostat is set to heat. It might seem like a no-brainer, but it’s worth checking. Second, check to make sure there are no issues with the pilot light. Lastly, ensure that the filter and front cover of the furnace are properly positioned. If the furnace is still not working and you’re concerned about the temperature in your home, please call us.
Is there a switch that’s not functioning properly in your home, or making odd noises? Do you trip a breaker every time you run your hair dryer? These are seemingly minor electrical troubles that could signify a bigger problem with the wiring in your rental home and may warrant a call to our team during regular business hours. However, there are times when you should contact Middel Realty for electrical concerns no matter the time, day or night. If there is smoke or an odd smell coming from any electrical outlet or circuit box, please contact us right away. In case of an electrical fire, please call 911 immediately and get to a safe place.
Middel Realty is committed to providing a positive rental experience for our tenants. In the event of an emergency, please contact us regardless of the time of day. To get an idea about what might not constitute an emergency, please visit our notifications page. Please be advised that you may incur a fee for an after-hour service call if it is not an emergency situation. As always, please call us at 970-221-2300 with any questions or concerns, of if you would like to discuss our current available rental homes. We look forward to speaking with you!
Do You Need Renters Insurance?
As you’re in the process of finding a place to rent, probably the last thing on your mind is whether or not you’re properly insured as a renter. While it’s likely not in the forefront of your thoughts, renters insurance is something that should be considered as you browse property listings. The last thing you want is to find yourself in a situation where you need renters insurance and you don’t have it.
At Middel Realty, we are passionate about helping new and existing Fort Collins residents find a place to call home, and we offer a large selection of rental listings for your convenience including many single-family homes. If you’re wondering what types of things are covered under our insurance policy as landlords and what types of things you’ll need to cover yourself for, we’re happy to review this with you. In the meantime, check out the three things that renters insurance commonly covers.
Your Personal Belongings
Many people aren’t aware just how much personal property they have until they have to pack it and move it all. In fact, it’s estimated that the average person has more than $35,000 worth of property that isn’t covered by their landlord’s insurance policy. Generally speaking, your landlord’s insurance will cover the home itself. All your loose personal property, such as your clothing, furniture, and toiletries are typically covered by the renter’s insurance, and in the event of water or fire damage, you may be hard-pressed to replace everything you own without the assistance of renters insurance.
Potential Liability Claims
Have you thought about what were to happen if someone was injured in your home or apartment, or if you accidentally injured someone? In the absence of renters insurance, you may be faced with a lawsuit and incur unexpected expenses related to legal expenses. When you carry renters insurance, however, many policies provide coverage for things such as legal costs and medical payments for others when injured at your home. In some instances, the policy may even provide legal representation if you are sued because someone was hurt at your rental home.
Additional Living Expenses
Once you’ve found a home to rent, you probably have no intention of looking for another place until your current lease ends. However, if something happens to your current rental residence that renders it uninhabitable for one reason or another, you may find yourself browsing the rental listings once again to find temporary accommodations. Depending on the nature of the situation, you may be required to continue paying rent on your apartment or home in addition to rent at your temporary housing. Many times, renters insurance will help with the additional living expenses you incur because of a covered incident.
No renter ever wants to worry about damage to your personal belongings, a liability lawsuit, or unforeseen additional living expenses when they’re browsing through local property listings for rentals. However, planning ahead and consulting with a local insurance agent can save you a lot of heartache and money in the end. Once you’ve visited with your insurance rep, contact Middel Realty to ensure your property is adequately covered, either under your policy or our own. We look forward to being your number one choice for Fort Collins property rentals and can’t wait to work with you!
Contact Middel Realty!
3 Perks to Renting Single-Family Homes
The process of finding a rental home for can be challenging and downright overwhelming sometimes. There can be so many options to choose from, and you may not know how to make the best choice. At Middel Realty in Fort Collins, our goal is to make your house hunting experience as easy and convenient as possible. We offer local rental listings on our website as well as video tours to help you in your quest for the perfect rental home. We also offer links to many of the local schools in Fort Collins to help you further. Today we will take a look at three advantages of renting a single-family home over a condo, apartment or other multi-family dwelling.
When you rent a single-family home, you’ll get the benefit of not having another tenant or owner directly above, below, or next to you. In terms of your privacy and quiet time, this can prove very advantageous. By renting a stand-alone property, you’re less likely to have to ask your neighbor to turn down his or her stereo or be awoken in the middle of the night by their slamming front door. Likewise, if you have a new baby or young children, you won’t need to worry about your family disturbing your neighbors. The privacy that single-family homes provide are a win-win situation for everyone involved!
Generally speaking, single-family homes typically have more square footage and storage space to offer over condominiums and apartments. While a 1000 square foot condo may provide enough living and storage space for a first time homeowner or CSU student, you might feel a bit cramped in a space this size if you have a family that requires three or more rooms or a hobby which necessitates ample storage space. The bottom line here is that single-family homes may be more beneficial for renters who are looking for a little more living space.
Are you someone that has more than one vehicle in your family to accommodate every driver in your home? Do you have a new car that you’d like to keep protected from the elements? Perhaps you just enjoy being able to park your car without worrying about finding a parking spot when you get home. If any of these situations apply to you or your family, a single-family home may be right up your alley. Many single family homes in Fort Collins come with a single- or double-car garage for the convenience of renters and homeowners.
The benefits to single-family homes go beyond those that we have mentioned here. Contact Middel Realty today to discuss your housing needs in more detail. We’d love to work with you in finding a Fort Collins property that you can call home! Call us at 970-221-2300 or fill out the form below. We look forward to serving you!
Contact Middel Realty Today!
After a Short, Warm Fall, Winter has Arrived
Winter is here! It feels like just yesterday we were wondering where the cooler air was… Well… It is here now. Brrr!
Please remember if you are traveling this time of year to leave your heat on and set at a MINIMUM of 65 degrees. This will help to prevent frozen pipes, something everyone wants to avoid. In addition to leaving your heat on, you can open the cabinets under your sinks (kitchen and bath) to help keep those pipes warm. Also, double check that any and all outside hoses have been disconnected from the spigots, see below.
Are you having trouble with your furnace? Middel Realty is always here to help, but before calling us, please try the following troubleshooting ideas under our “Tenant’s Corner, Emergency Repair” Tips. If you have a gas fireplace, fire that guy up and turn your furnace to “Fan”, this will help circulate the heat from the fireplace until one of our maintenance staff can come out and take a look.
Another reminder, once Christmas is over, please make sure that you remove any live trees from your property. Larimer County Solid Waste will accept fresh trees FREE of Charge for trees received between December 23, 2016 and January 16, 2017. Please take advantage of this free service if you have a fresh tree this year.
If we have a snow fall, the City of Fort Collins requires that snow is removed from all sidewalks within 24 hours of end of snowfall. Middel Realty asks that you do not use salt on your driveway or sidewalk as it causes damage to the concrete.
What is Happening in Fort Collins
There are Christmas light displays all over Fort Collins, but IF you are wanting to find some of the best here in town, Visit Fort Collins has put together a list to help you find them. The top 5 light displays:
The Midtown Arts Center is showing A Christmas Story between now and the end of the year.
The Lincoln Center is hosting 5 showings of The Nutcracker
Regardless of your plans this holiday season, all of us here at Middel Realty wish you a very Merry Christmas and Prosperous New Year. Blessings from our family to yours.